Injury Attorney Gives Tips On Filing An Accident Claim

Tips On Filing A Car Accident Claim With Your Insurance Provider

If you have been in an accident while driving your truck or car, you will have to file an accident claim with your insurance provider. These are very easy to do, and although there are subtle changes in differences between each insurance company, they all follow a very similar procedure. The amount of time that you spend doing this can be very minimal. They will likely allow you to do this over the phone or on their website. This discusses the steps that must be taken to successfully file a car accident claim with a fine car accident attorney Reno can provide and that is something that is necessary if you are ever in an accident.

How To Begin The Process

To begin the process, there are a couple of things you need to do. First of all, you must gather as much information as you can. This would include providing them with all of the pictures that you have taken, plus a copy of the police report if one was filed. Once that is done, if you do have the insurance information from the other person that was involved, this should also be given to your insurance company. Once they have this, they can then send a representative out to take pictures of your vehicle, and subsequently, begin the claim.

How Long Will It Take To Resolve This?

The length of time that it will take will depend upon the accident you were in. For example, if there were no other parties involved, and you merely wrecked your vehicle, these are very easy to have to go through. In most cases, they will cut you a check for the amount of money that will allow you to restore your vehicle. They may even send a representative out that will examine your vehicle, and provide you with the check, on the same day. If this is an accident involving multiple parties, and if you are accused of being in the wrong, you will have to provide them with more information. They may have to sue the other insurance company if it is proven that the other driver was at fault. This can take a considerable amount of time.

Once you have followed these simple steps, you will be able to receive a check for the money that you have coming to you. Whether it takes a few days, or if it takes several weeks or months, there is a high probability that your car accident will be covered. By directly calling them on their toll-free number, you can speak with the representative to start the claim with Reno auto accident lawyers. They can tell you how the process works. As mentioned before, each company is going to be different. Whether you are at fault, or if it was not your fault at all, if you have the proper coverage, they will at some point provide you with the money necessary to restore your car. Whether this comes in the form of a check or one that will be sent to the company that will provide the repairs, this will eventually be done.

Check out the Facebook page of an auto accident attorney Reno NV.

How Long Does it Take to Get a Car Accident Settlement?

If you have been in a car accident then you will probably have a lot on your mind

considering the shock, disruption to your life and the injury. If you make a

personal injury claim, then you will want it to be settled as quickly as

possible. Unfortunately, the time that a car accident settlement can take to come

through can vary massively.

 

If you make a claim, and the insurance company comes back with an offer, you

could accept that offer and have some money in your bank account in a matter of

just a few weeks – but that would be a low offer, and probably not really

anywhere close to what you could get if you were persistent and willing to wait.

 

If you work with a car accident attorney then you could get something through

that is much more in line with the distress and the expense that the accident has

caused you.

 

To get a good settlement, the insurance company would want to review all of your

bills and medical records – they need to know what the injury that you sustained

was, what problems you have now as a result of the injury, and whether you will

need medical treatments in the future. They want to know that you reach the

maximum medical improvement, and they will want to work out what complications

you might be facing so that they know what to expect in the future and whether

you are going to need a lot of ongoing care. Typically, an injured person would

reach the level of ‘maximum medical improvement’ in a matter of months, but it

can sometimes take longer than that.

 

When you reach that point, they will want to see the medical records, bills, and

your employment history. Getting those records together will take some time, and

the insurance company would want 30 days to evaluate the records that you submit.

After that, you can expect a delay of a few weeks to negotiate the claim, and

then another short delay to get the settlement paperwork done and the money sent

out. So, depending on how severe your injuries were, you could expect that a

settlement would be achieved within four to six months. If you want to get a

higher settlement than that initial offer, then there is even more negotiation

needing done – including the threat of taking things to trial. This can delay the

settlement for a year or two in some cases – imagine that the insurance company

offers you $10,000 but you know that you’re going to need medical care for life.

If you refuse the settlement and start the process of going to court, then there

is a high chance that the insurance company would increase that offer by a huge

margin – perhaps turning $10,000 into $200,000 because they know that there is

the possibility that going to court could cost millions. Not all cases are worth

going to court over, but a good attorney will be able to offer you advice on

that.